Steer your money. Don't just track it.
Connected to your real accounts, obligations, and financial life. Cash flow forecasting, wealth scoring, and transaction intelligence grounded in your actual data.
Launching Q2 2026
AI-Powered Financial Intelligence
Built with enterprise-grade infrastructure
01
Cash Flow Forecasting
30, 60, and 90-day projections built from your live transactions, bills, and income — so you see cash gaps before they happen.
02
Wealth Score Index
A proprietary 0-100 score tracking your financial strength across liquidity, debt efficiency, savings velocity, and net worth growth.
03
Transaction Intelligence
Every transaction categorised, analysed, and turned into insight — from spending patterns to debt payoff simulations.
How It Works
Up and running in minutes
Step 01
Connect your bank
Securely link your accounts via Open Banking in seconds. Read-only access — we can never move your money.
Step 02
AI learns your finances
Transactions are categorised, income detected, and obligations mapped — all automatically within minutes.
Step 03
Get your Wealth Score
Receive your personalised 0-100 score, cash flow forecast, and actionable insights — updated daily.
FAQ
Common questions
Steerplan is an AI-powered financial intelligence platform that connects to your real bank accounts to provide cash flow forecasting, wealth scoring, and transaction intelligence — so you can steer your money, not just track it.
Once your accounts are connected, our AI analyses your transactions, income, and obligations to build a complete picture of your finances. You can ask questions in plain English and get data-backed answers grounded in your actual financial data.
Absolutely. We use AES-256 encryption, read-only bank access via FCA-regulated Open Banking, and your data is never used to train AI models. We can view your transactions but can never move your money.
A proprietary 0-100 score that measures your financial health across four dimensions: liquidity, debt efficiency, savings velocity, and net worth growth. It updates daily based on your real data.
Steerplan supports all major UK banks and building societies through Open Banking — including Barclays, HSBC, Lloyds, NatWest, Monzo, Starling, and more. You can also upload CSV statements manually.
Steerplan offers a free tier with one connected bank account and limited AI messages per day. Our Pro plan unlocks unlimited accounts, unlimited AI, and premium features like the Net Worth Optimizer.